Blogs

An article comparing the different strategies of using an offset account or loan redraw and which strategy will save you more money and pay your loan off sooner.

Interest-only loans allow borrowers to just pay the interest for up to five years, reducing the immediate cash flow impact but leaving the loan balance unchanged. This structure often suits investors, renovators, or those experiencing temporary income changes. However, it comes with higher risks such as; higher repayments on the interest-only period ends, no equity growth from debt repayments and stricter lending criteria. Careful planning and professional advice are essential to ensure this str...

Lenders Mortgage Insurance (LMI) lets Australians buy property sooner with as little as a 5% deposit. LMI protects lenders, not borrowers, and is a one-off premium added to your home loan. Understand how LMI works, costs, and its impact before applying for a mortgage.

First home buyer support refers to a range of government initiatives designed to help Australians purchase their first property.

Equipment finance is a funding solution that enables businesses to acquire essential equipment—such as vehicles, machinery, or technology—without paying the full cost upfront.

Fixed Vs. Variable Home Loan Rates: Choosing the Right Option for Australian Borrowers