Synergy Finance

At Synergy Finance, we specialise in connecting borrowers with the right lender to achieve their financial goals. Whether you need a loan to:

  • Purchase a house to live or for investment.
  • Commercial lending to support your business growth.
  • Equipment Finance to buy your next asset, or;
  • SMSF loans to support your retirement planning.

At Synergy Finance, we pride ourselves on our customer-centric approach, ensuring that every client receives personalised financial solutions tailored to their specific needs. Let us help you navigate the complex world of finance and achieve your financial aspirations.

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Our Approach

At Synergy Finance we believe in building lasting relationships for the long haul by partnering with you. Our approach is simple:

01

We begin by listening to you. Whether you’re seeking business finance, or mortgage solutions, we take the time to understand your goals.

02

Using our extensive network, we analyse and compare options to find the best solutions that suit your specific needs.

03

We present you with a range of tailored options for selection, ensuring you have the control to make informed decisions about your financial future.

04

From Application to approval, we’ll guide you through the entire process and offer ongoing support post settlement for the life of your lending.

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OUR ADVANTAGES

Why Choose Us?

01

Real Expertise

Our team have worked in the industry for major lenders with over 30+ years’ combined experience.

02

Extensive Network

With accreditation at over 40 traditional and non-traditional lenders, if it makes sense, we can find a solution.

03

Personalised Service

Providing support from initial enquiry all the way through to ongoing maintenance of the loans. You’ve always got a partner you can see or call when needed.

04

Proven Track Record

Established in 2003, we’ve been helping people Australia wide for 20+ years achieve their financial goals.

Who We Are

Meet the Team

Common Questions

Our process begins with an initial meeting or call where we listen to your situation and goals. We then ask relevant questions and advise what information is required to proceed. After reviewing your options in the lender marketplace, we present at least 3 available solutions for your consideration. We recommend at least one option, explaining why we believe it's the best fit. Once you've made a decision, we lodge the application on your behalf with the chosen lender. Following approval and drawdown, we conduct reviews every 6 months and provide ongoing support and assistance.

We operate Australia-wide, providing services across the country. Our dedicated staff are based locally in Tasmania and assist clients nationwide, whether they are relocating or referring business across the country.

We have residential and commercial accreditation with over 40 lenders, giving us a wide range of options to support our clients needs.

We are paid commissions for arranging loans by the lenders themselves. This means our service comes at no direct cost to you.

As Australian finance brokers, we operate under the Best Interests Duty (BID), a legal obligation that requires us to act in your best interests whenever we provide credit assistance. We take the time to thoroughly understand your financial situation, goals, and preferences, and then compare a range of options from our panel of lenders. Our recommendations are always tailored to what we believe will best meet your needs, considering factors such as interest rates, fees, features, and long-term suitability

Yes, we conduct reviews every 6 months and provide ongoing support and assistance throughout the life of your loan.

Yes. Synergy Finance (Australia) operates under Synergy Home Loans Pty Ltd, which holds its own Australian Credit Licence (ACL). Additionally, our brokers are registered members of the Mortgage & Finance Association of Australia (MFAA).

Commercial lending in Australia differs from residential lending in several key ways. Banks and financial institutions require a more detailed assessment of a business’s or investment property’s financials, along with more extensive documentation. Commercial loans typically have shorter terms, may include covenants, and are subject to annual reviews to monitor performance. Additionally, lenders offer a broader range of products for commercial purposes—such as overdrafts, business loans, and trade finance—with higher interest rates and lower loan-to-value ratios than residential loans. Non-bank lenders also provide flexible options for businesses that may not meet traditional bank criteria. Overall, commercial lending is characterised by more rigorous evaluation and a wider variety of finance solutions tailored to business needs

Our background in Australian banking spans across generalist industries, giving us broad expertise in various sectors. This diverse experience allows us to understand and cater to the unique financial needs of businesses across different industries.

We are constantly working across our panel of lenders to stay updated on their products, niches, and policy changes. This ongoing engagement allows us to provide you with the most current and comprehensive information about available financing options. We can explain how different products work, their advantages and potential drawbacks, and help you understand which options might be most suitable for your specific business needs.

Our Lender Panel

Testimonials

What Our Clients Say.

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Refinancing can be daunting, but Jarrad was very professional in explaining the documents and reliable in providing all the help in every step along the way.

Anonymous

Highly recommend Jarrad!
As a first home buyer, the whole process was pretty overwhelming, but he was incredibly patient and always happy to answer my many questions. He made everything clear and easy to follow, from the home loan to setting up a credit card. He really went above and beyond - super helpful and easy to deal with from start to finish.

Tom

When we visited one broker, it all seemed too hard until we went and saw Jarrad at Synergy. He listened to what we wanted to achieve, and outlined a couple of pathways as to how we could get there. He was a real genuine person who we felt genuinely cared about us and didn’t make us feel like a number.

William

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